student loan forgiveness rural health

To find more information about these programs, contacting the State Office of Rural Health, Primary Care, Workforce, or related offices (the location of these programs varies by state) would be a good first step. Nurse Student Loan Repayment Program (NLRP) Office of Rural Health and Primary Care Missouri Department of Health and Senior Services P.O. Student loan forgiveness is a program that relieves you from paying all or part of the remaining principal and interest owed on your federal student loans in exchange for working for an approved public service agency, government agency, tribal government or non-profit organization. Before considering these recruitment programs and options, it is useful to understand if your site is in a Health Professional Shortage Area (HPSA), which is required to participate in most programs, and if your site is an approved site type. Additional information: Become an NHSC Site For instance, Duke University Health System’s Nursing School Student Loan Forgiveness Program awards full-time registered nurses up to $25,000 if they work in procedural areas. The majority of states offer specific loan forgiveness programs for nurses. The Rural Revitalization Now Act will provide up to $50,000 in student loan forgiveness for borrowers who commit to living and working in rural areas for eight or more years. For more information: NHSC Loan Repayment Program Fact sheet Maine Health Professions Loans, plus interest, must be repaid if a loan recipient is not an eligible practitioner (such as a physician, general dentist, or veterinarian) or practices outside of Maine. If you become an award finalist, we will email you and ask that you log into the BHW Customer Service Portal.Â. Loan repayment and financial aid, such as scholarships, loans, and loan forgiveness programs, are important tools in building the health workforce in rural communities. The Office of Rural Health and Primary Care can provide a limited amount of technical assistance through its state–funded recruitment and retention program. ). The California State Loan Repayment Program (SLRP) increases the number of primary care physicians, dentists, dental hygienists, physician assistants, nurse practitioners, certified nurse midwives, pharmacists, and mental/behavioral health providers practicing in federally designated California Health Professional Shortage Areas (HPSA). Meets NHSC site eligibility requirements and qualifications. Impacted by the COVID-19 crisis? Approved site types: NHSC Types of Sites Student loan forgiveness programs can help you lower your monthly payment, shorten your loan term, and ultimately achieve tax-free forgiveness in as soon as 10 years. May include physicians (MD or DO), Nurse Practitioners, and Physician Assistants in primary care or mental health capacities; dental professionals; mental health professionals; Registered Nurses; and/or pharmacists. Only the Secretary of HHS or their designee can make an NHSC Rural Community LRP award. Approved site types: Indian Health Programs For more information: State Loan Repayment Program Fact sheet Important Dates| Determine Your Eligibility | Disciplines | Sites | How to Apply. Print and keep a copy of your completed application package for your records. Loan repayment awards are available to primary care, mental, dental and allied health professionals practicing in shortage areas in Nebraska. Working, or have accepted a position, at a rural NHSC-approved SUD treatment facility. Loan repayment/forgiveness programs can be an optimal way to attract needed healthcare professionals. Contact state office for specifics. Note that most of these programs offer a yearly application cycle, although this may be dependent upon funding streams. The Health Resources and Services Administration, part of the Department of Health and Human Services and commonly known as the HRSA, administers two federal loan repayment assistance programs for nurses: the National Health Service Corps Loan Repayment Program and the NURSE Corps Loan Repayment Program. We've closed the 2020 NHSC Rural Community LRP application cycle. Compare our NHSC loan repayment programs—then choose the right one for you. This guide was compiled as part of a team project for Rural Health System Analysis and Technical Assistance (RHSATA), a cooperative agreement between the Federal Office of Rural Health Policy, the RUPRI Center for Rural Health Policy Analysis (RUPRI Center) and Stratis Health. Money available per applicant: Repays 60 percent of a qualifying educational loan balance in exchange for two years of service at a critical shortage facility. Length of time for service: 2-year minimum (4-year maximum conditional support) Sign up for NHSC Rural Community Loan Repayment Program emails. The Health Resources and Services Administration (HRSA) offers a searchable online database of HPSAs by state and county, with the corresponding HPSA score. To find more information about these programs, contacting the State Office of Rural Health, Primary Care, Workforce, or related offices (the location of these programs varies by state) would be a good first step. For sites with HPSA scores of 13 and below: $25,000 for 2 years of full-time or 4 years of half-time. For more information: NURSE Corps Loan Repayment Program Fact sheet Professions: Vary by state. The Minnesota Office of Rural Health and Primary Care grants Loan Forgiveness to various health care professionals serving in high-need areas. Approved site types: Public or private nonprofit Critical Shortage Facilities For technical assistance, contact: Brenda Flattum, Loan Forgiveness Administrator Minnesota Office of Rural Health and Primary Care 651–201–3870 brenda.flattum@state.mn.us Facilities that have received RCORP funding will receive preference. Indian Health Service Loan Repayment Program Annual Percentage pf BC Student Loan Debt Forgiveness; 0 to 99: 0%: 100 to 249: 10%: 250 to 399: 15%: 400+ 20%: Important: If you plan on applying for loan forgiveness, any payments you make prior to your approval for loan forgiveness benefits will not be used in the calculation for eligibility. It takes three weeks to complete an application. This includes required and supplemental documentation. Oregon Health Care Provider Incentive Loan Repayment was established by the Oregon Legislature to help support underserved communities in their recruitment and retention of high quality providers who serve patients regardless of their source of coverage (Medicaid, Medicare, private etc.) Professions: Licensed primary care medical, dental, and mental/behavioral health providers Email us Application cycle: Application cycle is yearly, but on a rolling basis until funds are exhausted. Funding: Federal Health education financial aid programs operate with the intent of attracting and supporting those who will thrive and remain in a rural community. Awards will go to applicants from participating schools on a first come first served basis. We use this for award funds if you receive an award. Eligible clinicians enjoy the following benefits in exchange for providing substance use disorder and opioid use disorder treatment services at rural NHSC-approved SUD treatment facilities. 1. Loan forgiveness programs exist to help incentivize graduates to pursue potentially lower-paying, but essential positions. There is one application for both of the state loan repayment programs. If you do not complete the Confirmation of Interest process by the deadline, we may withdraw your application from consideration. Money available per applicant: Up to $20,000 per year. Money available per applicant: Up to $120,000, payable in annual installments for 3 years full-time or 6 years half-time service. The individual seeking loan repayment must initiate the application. Funding: Federal The purpose of the National Health Service Corps (NHSC) Scholarship and Loan Repayment Programs is to recruit and retain primary care medical, nursing, dental, and behavioral/mental health clinicians in eligible communities of need designated as health … Some examples follow: Other State-based programs Box 570, 912 Wildwood Jefferson City, MO 65102-0570 Phone: 1-800-891-7415 Email (Preferred Method of Contact): DHSS.LoanRepayment@health.mo.gov Army doctors could receive up to $120,000 from the Active Duty Health Professions Loan Repayment Program . program functions as a forgivable student loan payable to the institution. One of the more well-known programs, Public Service Loan Forgiveness (PSLF), was created in 2007 under the College Cost Reduction and Access Act. Additional Information: Become an NHSC Site Length of time for service: 2 years of full-time service, or 4 years of half-time service The State Loan Repayment Program enables health care facilities in rural and underserved areas to recruit and retain highly qualified medical professionals. Since 2003, the Kentucky State Loan Repayment Program (KSLRP) has served as a recruitment and retention tool to reduce health workforce shortages in rural and underserved locations throughout the state. HRSA NURSE Corps Loan Repayment Program Rural Physician Loan Assistance Program. A wide range of health care providers are offered loan repayment assistance in exchange for serving at least 2 years full-time at an Indian health program site. Your continued interest in receiving an award. The program offers up to $4,000 per year for a maximum of four years to nurses who work full time at qualifying organizations. Students from all publicly affiliated South Carolina medical and health professions schools are eligible for this statewide program. That you have read and understand the LRP contract. Approved site types: Varies, but site must be in a Health Professional Shortage Area (HPSA). (We ask you to sign this if you receive, and accept, an award. Check out RHIhub’s, Scholarships, Loans, and Loan Repayment for Rural Health Professions, National Health Service Corps (NHSC) loan repayment, NURSE Corps Loan Repayment Program Fact sheet, Loan Repayment Programs currently accepting applications, Rural Health System Analysis and Technical Assistance, Loans/ loan repayment/ loan forgiveness for health careers, Recruitment and retention of health professionals, Small Idaho Hospital Achieves “Most Wired” Status. Funding: Federal Call: 1-800-221-9393 (TTY: 1-877-897-9910) M-F , 8:00 a.m. – 8:00 p.m. Commitment Loan forgiveness award recipients will agree to practice in a primary care or a critical need specialty within a rural area of South Carolina upon program completion. Professions: Medical students (MD and DO) Contact you regarding missing information. The NHSC Rural Community LRP will make loan repayment awards in coordination with the Rural Communities Opioid Response Program (RCORP) from the Federal Office of Rural Health Policy (FORHP). Call 1-800-221-9393 Loan repayment to registered nurses and advanced practice registered nurses working in a public or private nonprofit Critical Shortage Facility. ET The Rural Health Information Hub (RHIhub) offers a state-by-state listing of State Offices of Rural Health. An NHSC-approved site is a health care facility. or ability to pay. Medical professionals who choose to participate in this program agree to serve in these areas which may otherwise receive insufficient or no medical care at all for a minimum of two years. Grangaard can be reached at: LGRANGAARD@stratishealth.org. Many states offer additional state-appropriated funds for health professions loan repayment or forgiveness programs. You will compete with other providers based on that cycle’s program requirements. If you teach full-time for five complete and consecutive academic years in certain elementary or secondary schools or educational service agencies that serve low-income families, and meet other qualifications, you may be eligible for forgiveness of up to a combined total of $17,500 on eligible federal student loans. Length of time for service: 2-year minimum. Using either your rural* NHSC-approved facility’s Mental Health or Primary Care HPSA score.Â, Provides complete outpatient services to people living in Health Professional Shortage Areas (HPSAs). Teacher Loan Forgiveness. (A) About loan forgiveness. Contact state office for specifics. Professions: Students accepted or enrolled in a diploma, associate, baccalaureate or graduate nursing programs (including Nursing Bridge Programs: RN to BSN; RN to NP and non-nursing Bachelor’s to NP) You will receive final notification of an award, including your service obligation dates, no later than September 30. The military offers a number of student loan forgiveness and repayment assistance programs to health care professionals. Obtain your DATA 2000 waiver and award preference for some upcoming loan repayment program applications. HRSA provides an online search tool to determine if a location is in an MUA/P. Participants may be eligible to work a third year and receive an additional 25 percent of the qualifying loan balance. Funds are taxable. Yes, you may withdraw your application from consideration any time before the Secretary of Health & Human Services (HHS), or their designee, signs the contract. The Rural Practice Loan Forgiveness Program was developed to help supplement the healthcare workforce in South Carolina, especially rural, underserved areas. Rural Essential Access Provider (REAP) loan repayment program Eligibility, applications, and approved sites for health care providers and organizations. View the links at the bottom of this page for a listing of eligible professions as well as program information specific to each including eligibility, award amounts, service obligation, timelines, etc. Kansas Bridging Plan - Loan Forgiveness The Kansas Bridging Plan (KBP) is a loan forgiveness program for primary care and psychiatry residents created to encourage physicians to practice in Kansas upon completion of residency training. Extension usually possible on a year-to-year basis Your NHSC Rural Community LRP service obligation begins on the date that the HHS Secretary (or the Secretary's designee) countersigns your contract. Federal Perkins Loan Cancellation. For sites with HPSA scores of 14 and above: $50,000 for 2 years of full-time or 4 years of half-time. National Health Service Corps (NHSC) loan repayment Licensed health care providers are offered loan repayment assistance in exchange for working in facilities in HPSAs. BHW Customer Service Portal, M-F , 8:00 a.m. – 8:00 p.m. M - F, 8 a.m. - 8 p.m. How to Apply In addition to asking the HR department at your hospital, you can check out this directory of hospitals with loan forgiveness programs . Money available per applicant: Variable. Depending on the program, the federal HPSA designation may not be a requirement, and the program may also be open in locations that are designated as a Medically Underserved Area (MUA) or provide healthcare services to Medically Underserved Populations (MUP). (except federal holidays), NHSC Rural Community Loan Repayment Program, Obtain your DATA 2000 waiver and award preference for some upcoming loan repayment program applications, Rural Communities Opioid Response Program (RCORP), SUD/Opioid Expansion New Site Application Instructions, Application Process, Requirements, and Guidance, Bureau of Health Workforce (BHW) Customer Service Portal, U.S. Department of Health and Human Services. Length of time for service: In most cases, 2 or 3 years. Rural areas that are underserved are often host to sites that are approved or are able to become approved. The APG and your contract explain the timeline and requirements for terminating an NHSC LRP contract. In 2010 the Wisconsin legislature established the Rural Physician Loan Assistance Program, which grants physicians practicing in a rural community up to $50,000 in loan assistance funds. Wisconsin primary care physicians and psychiatrists practicing in an outpatient setting in a rural* community are eligible for an additional award. If you still wish to participate in the program, you will need to submit a new application during a future NHSC Rural Community LRP application cycle for first-time participants. SAMHSA-certified opioid treatment programs (OTPs), Office-based opioid treatment facilities (OBOTs), Non-opioid substance use disorder treatment facilities (SUD treatment facilities), Federally Qualified Health Care Centers (FQHCs). Under this program, nurses with Perkins Loans—low-interest loans for students with exceptional financial need—may qualify for 100% forgiveness if they’ve worked full-time for at least 5 years in the nursing field. HRSA NURSE Corps Scholarship Program Looking for more information on loan repayment options? Nursing students (accepted or enrolled) receive scholarships for education in exchange for working at an eligible Critical Shortage Facility after completion of education. It: What are eligible NHSC-approved SUD facilities? If they don’t, we’ll reject your application. Read more about the Rural Monitor, including how to cite Rural Monitor articles. Log into the Bureau of Health Workforce (BHW) Customer Service Portal to view the overall status of your application, and/or download a copy of your application, supporting documents, and completed EVs. Funding: Federal Note: You must respond by the deadline we provide in the Confirmation of Interest email. (TTY: 1-877-897-9910) Provide answers in your application that match your supporting documents. If you terminate, you must repay all funds you receive under the contract. Laura Grangaard is a Research Analyst for Stratis Health. National Health Service Corps (NHSC) Students to Service Loan Repayment Program (S2S LRP) Medical students (MD and DO) in their last year of school are given loan repayment assistance in exchange for a commitment to provide primary care services in HPSAs. Loan Forgiveness and Repayment Options. Your direct deposit banking information. (except federal holidays) Scholarship Program for Addiction Counselors We guide you through the application and award process: To apply for the NHSC Rural Community LRP, you must understand and follow our requirements. Considering Loan Forgiveness as a Pharmacist. The Government of Canada offers Canada Student Loan forgiveness to eligible family doctors, residents in family medicine, nurse practitioners, and nurses who work in under-served rural or remote communities that lack the primary health care they need.. Once you submit the online application, you may make edits, upload new documents, etc. This will provide evidence-based substance use treatment, assist in recovery, and prevent overdose deaths across the nation. You’ll see a receipt of submission pop-up when you submit your online application. If we do not select you for an award, we will email you no later than September 30. What are the eligible disciplines and specialties? This will provide evidence-based substance use treatment, assist in recovery, and prevent overdose deaths across the nation. For more information: Application and Program Guidance How to Apply. Length of time for service: 3 years of full-time service, or 6 years of half-time service. Extension possible on a year-to-year basis. Additional supplemental documentation (if applicable). The Louisiana State Loan Repayment Program was created to encourage health care professionals to serve in rural or inner-city communities in exchange for loan assistance. We can help. The following information is framed for a potential site seeking to recruit a new provider. The National Health Service Corps has an online list of approved site types. Professions: See Eligibility Criteria Resubmit your final, complete application by the application deadline. Scholarships are taxable. The validity of the loan and employment information you provided us in your application. Money available per applicant: Funds are not taxable. Participants receive tax-free student loan repayment in exchange for their service commitment. Yes. *Use the Rural Health Grants Eligibility Analyzer to find out what NHSC-approved SUD treatment facilities we consider rural. Funding: State and federal Plan to expand student loan forgiveness for health care workers on the frontline. Applying for loan forgiveness can feel almost as overwhelming as the loan itself. rural student loan forgiveness The second type of federal forgiveness program designed for various types of students is Federal Perkins Loan Cancellation. Approved site types: NHSC-approved sites Some programs have slightly different criteria (noted below), when applicable. View the eligible areas and facilities below. Applying to a 2021 LRP? Money available per applicant: Scholarships include tuition, fees, reasonable costs, and a monthly living stipend while in school. Many rural and remote communities in Canada lack the primary health care they need. Scholarships, Loans, and Loan Repayment for Rural Health . Funding: Federal/IHS You must submit a legible, complete online application by the deadline. The NHSC Rural Community LRP has priority factors for awards. Health Service Corps. The National Health Service Corps (NHSC) Rural Community Loan Repayment Program (LRP) is for providers working to combat the opioid epidemic in the nation’s rural communities. That is why, since April 2013, the Government of Canada has been offering Canada Student Loan forgiveness to eligible family doctors, residents in family medicine, nurse practitioners and nurses who work in A United States citizen (U.S. born or naturalized) or United States national; A provider (or eligible to participate as a provider) in the Medicare, Medicaid and the State Children’s Health Insurance Program, as appropriate; Fully trained and licensed to practice in the NHSC-eligible primary care medical, or mental/behavioral health discipline and state in which you are applying to serve;Â, A health professional in an eligible discipline with qualified student loan debt for education that led to your degree; and. The NHSC Rural Community LRP will make loan repayment awards in coordination with the Rural Communities Opioid Response Program (RCORP) from the Federal Office of Rural Health Policy (FORHP). ET (except federal holidays) Email NHSC Funds are not taxable. Health Details: Loan forgiveness programs provide loans to health professions students for education-related expenses.In exchange for forgiveness of the debts, students sign a service contract to practice at a facility located in a rural or underserved area upon completion of a degree. Accept requests after the deadline to update a submitted application or to submit additional materials. Our complete set of requirements and instructions are in the application and program guidance. The Florida legislature created the Nursing Student Loan Forgiveness Program in 1989 to encourage nurses to work in Health Professional Shortage Areas in exchange for loan repayment assistance. ET Approved site types: Public or private nonprofit Critical Shortage Facilities, listed in the fact sheet. Professions: Licensed registered nurses, advanced practice nurses, nursing faculty, or nurse practitioners Who to contact: Not all states host a State-based Loan Repayment Program, but an interactive map of State Loan Repayment Programs is available on the National Health Service Corps website. In exchange for varying levels of loan repayment/forgiveness from the federal and/or state government, providers work at an approved site in an underserved area for a certain amount of time (often subject to increase, if desired). Length of time for service: 2-year minimum (optional third year) We use selection factors and funding priorities to evaluate you and determine who receives awards. RHIhub also offers lists of Loan Repayment Programs currently accepting applications and Loan Repayment programs which may offer funding in the future. Student Loan Forgiveness for Nurses – Breakdown by State. State-based Loan Repayment Programs (SLRP) Federally funded grant program that provides cost-sharing grants to states help them operate their own state loan repayment programs for primary care providers in HPSAs. We begin our review of all applications after the application deadline passes. 2. Most require a commitment to working in a Health Professional Shortage Area (HPSA).These areas are in desperate need of qualified full-time and halftime nurses and nurse practitioners. Many states offer additional state-appropriated funds for health professions loan repayment or forgiveness programs. The Health Resources and Services Administration (HRSA) is accepting applications through June 18 for a new student-loan-forgiveness program for behavioral health clinicians working to fight the opioid epidemic in drug-treatment programs in rural underserved areas. From the Active Duty Health professions loan repayment programs which may offer funding in the application program. 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